:root{--bg:#ffffff;--surface:#f1f5f9;--text:#0f172a;--muted:#475569;--primary:#1e3a8a;--primary-2:#3b82f6;--primary-light:#dbeafe;--ring:rgba(59, 130, 246, .35);--border:#e2e8f0;--shadow:0 6px 24px rgba(2, 6, 23, .06);--shadow-lg:0 10px 40px rgba(2, 6, 23, .1);--radius:12px;--radius-lg:16px;--ok:#16a34a;--ok-light:#dcfce7;--warn:#f59e0b;--warn-light:#fef3c7;--bad:#dc2626;--bad-light:#fee2e2}.tcocalc-wrap{max-width:1080px;margin:0 auto;padding:24px 16px}.tcocalc-hero{text-align:center;margin-bottom:32px;padding:32px 24px;background:linear-gradient(135deg,var(--primary-light) 0%,#f0f9ff 100%);border-radius:var(--radius-lg);border:1px solid #bfdbfe}.tcocalc-hero h1{font-size:clamp(1.4rem,4vw,1.9rem);font-weight:800;color:var(--text);margin:0 0 20px;line-height:1.3}.tcocalc-intro{max-width:800px;margin:0 auto 20px}.tcocalc-intro__main{font-size:1.05rem;line-height:1.7;color:var(--text);margin-bottom:12px}.tcocalc-intro__diff{font-size:.95rem;line-height:1.6;color:var(--muted)}.tcocalc-microcopy{font-size:.9rem;color:var(--muted);background:var(--bg);padding:12px 16px;border-radius:8px;margin-bottom:20px;max-width:700px;margin-left:auto;margin-right:auto}.tcocalc-btn-hero{font-size:1.1rem;padding:14px 28px!important}.tcocalc-card{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow);overflow:visible}.tcocalc-header{padding:24px 24px 8px;border-bottom:1px solid var(--border)}.tcocalc-header h1,.tcocalc-form-title{margin:0 0 6px;font-size:clamp(20px,3.5vw,26px);font-weight:700;color:var(--text)}.tcocalc-sub{margin:0;color:var(--muted);font-size:.95rem}.tcocalc-form{padding:24px}.tcocalc-fieldset{border:none;margin:0 0 20px;padding:0}.tcocalc-fieldset>legend{font-weight:700;font-size:1rem;color:var(--primary);margin-bottom:12px}.tcocalc-fieldset-intro{font-size:.9rem;color:var(--muted);margin:0 0 16px;line-height:1.5}.tcocalc-grid{display:grid;gap:16px;grid-template-columns:repeat(12,1fr)}.tcocalc-field{display:flex;flex-direction:column;grid-column:span 12}.tcocalc-field span{font-size:14px;font-weight:600;color:var(--text);margin-bottom:6px}.hint{color:var(--muted);font-size:12px;margin-top:4px;line-height:1.4}.tcocalc-field input{border:1px solid #cbd5e1;border-radius:10px;padding:12px;background:#fff;color:var(--text);outline:none;font-size:1rem;transition:border-color .15s,box-shadow .15s}.tcocalc-field input:focus{border-color:var(--primary-2);box-shadow:0 0 0 4px var(--ring)}.tcocalc-field input::placeholder{color:#94a3b8}.tcoc-num{text-align:right;font-variant-numeric:tabular-nums;font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,liberation mono,monospace}@media(min-width:720px){.tcocalc-field{grid-column:span 6}}@media(min-width:1024px){.tcocalc-field{grid-column:span 4}}.tcocalc-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center;padding:12px 0 0}.tcocalc-consent{display:flex;gap:8px;align-items:center;color:var(--muted);font-size:.9rem;width:100%}.tcocalc-consent input[type=checkbox]{width:18px;height:18px;accent-color:var(--primary-2)}.tcocalc-privacy-hint{width:100%;font-size:11px;color:var(--muted);margin-bottom:8px}.tcocalc-btn{appearance:none;border:1px solid #1e40af;background:#1e3a8a;color:#fff;padding:12px 18px;border-radius:var(--radius);cursor:pointer;font-weight:600;font-size:.95rem;transition:background .2s ease,border-color .2s ease,transform .05s ease}.tcocalc-btn:hover{background:#1d4ed8;border-color:#1d4ed8}.tcocalc-btn:active{transform:translateY(1px)}.tcocalc-btn.primary{background:#3b82f6;border-color:#3b82f6}.tcocalc-btn.ok{background:#16a34a;border-color:#16a34a}.tcocalc-btn[disabled]{opacity:.6;cursor:not-allowed}.tcocalc-btn-lg{padding:16px 32px!important;font-size:1.1rem}.tcocalc-result{padding:0 24px 24px}.tcocalc-results-title{font-size:1rem;font-weight:600;color:var(--primary);margin:24px 0 16px;padding-bottom:12px;border-bottom:2px solid var(--border)}.tcocalc-result-stack{display:grid;grid-template-columns:1fr;gap:16px}.tcocalc-card-block{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:16px}.tcocalc-kpis{display:grid;gap:12px;grid-template-columns:repeat(2,minmax(0,1fr))}@media(min-width:880px){.tcocalc-kpis{grid-template-columns:repeat(3,minmax(0,1fr))}}@media(min-width:1280px){.tcocalc-kpis{grid-template-columns:repeat(4,minmax(0,1fr))}}.tcocalc-kpis--rent{margin-top:8px}.kpi{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:14px;display:flex;flex-direction:column;transition:box-shadow .2s}.kpi:hover{box-shadow:var(--shadow)}.kpi-label{color:var(--muted);font-size:12px;margin-bottom:4px}.kpi strong{font-size:18px;color:var(--text);font-variant-numeric:tabular-nums}.kpi-hint{display:block;font-size:11px;color:var(--muted);margin-top:4px;line-height:1.3}.kpi-highlight{background:var(--primary-light);border-color:var(--primary-2)}.kpi-highlight strong{color:var(--primary)}.tcocalc-chart{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:16px;min-height:260px;max-width:100%;overflow:hidden}.tcocalc-chart--main{min-height:320px}.tcocalc-chart--mix{min-height:280px}.tcocalc-chart canvas{width:100%!important;height:100%!important}.tcocalc-h3{margin:0 0 12px;color:var(--text);font-weight:600;font-size:1rem;word-break:keep-all}.exec-grid{display:grid;gap:12px;grid-template-columns:repeat(2,minmax(0,1fr))}@media(min-width:900px){.exec-grid{grid-template-columns:repeat(4,minmax(0,1fr))}}.exec-item{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:12px;display:flex;align-items:center;justify-content:space-between;font-size:.85rem}.badge{padding:4px 10px;border-radius:999px;background:#e5e7eb;color:#0f172a;font-weight:600;font-size:.85rem}.badge.ok{background:var(--ok-light);color:#166534}.badge.warn{background:var(--warn-light);color:#92400e}.badge.bad{background:var(--bad-light);color:#991b1b}.gap-grid{display:grid;gap:12px;grid-template-columns:1fr}@media(min-width:900px){.gap-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}.gap-item{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:12px;display:flex;align-items:center;justify-content:space-between;font-size:.85rem}.top3-list{margin:8px 0 0;padding-left:20px}.top3-list li{margin-bottom:8px;font-size:.9rem;line-height:1.5}.tcocalc-report{background:var(--surface)}.report-list{margin:8px 0 0;padding-left:20px}.report-list li{margin-bottom:8px;font-size:.9rem;line-height:1.45;color:var(--text)}.tcocalc-hint{color:var(--muted);font-size:12px;margin-top:16px;text-align:center}.tcocalc-content-section{margin-top:48px;padding:32px;background:var(--bg);border:1px solid var(--border);border-radius:var(--radius-lg)}.tcocalc-content-section h2{font-size:1.5rem;font-weight:700;color:var(--text);margin:0 0 16px}.tcocalc-content-section h3{font-size:1.1rem;font-weight:700;color:var(--primary);margin:0 0 8px}.tcocalc-content-section p{font-size:1rem;line-height:1.7;color:var(--text);margin-bottom:12px}.tcocalc-content-section p:last-child{margin-bottom:0}.tcocalc-callout{background:var(--warn-light);border-left:4px solid var(--warn);padding:16px 20px;border-radius:0 8px 8px 0;margin:20px 0 0}.tcocalc-callout strong{color:#92400e}.tcocalc-feature-list{list-style:none;padding:0;margin:16px 0}.tcocalc-feature-list li{position:relative;padding-left:28px;margin-bottom:12px;font-size:.95rem;line-height:1.6;color:var(--text)}.tcocalc-feature-list li::before{content:'✓';position:absolute;left:0;color:var(--ok);font-weight:700;font-size:1.1rem}.tcocalc-feature-list li strong{color:var(--primary)}.tcocalc-howto-section{background:linear-gradient(135deg,#f0fdf4 0%,#ecfdf5 100%);border-color:#bbf7d0}.tcocalc-steps{display:flex;flex-direction:column;gap:20px;margin:24px 0}.tcocalc-step{display:flex;gap:16px;align-items:flex-start}.tcocalc-step-num{flex-shrink:0;width:40px;height:40px;background:var(--ok);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:1.1rem}.tcocalc-step-content h3{color:#166534;margin-bottom:4px}.tcocalc-step-content p{color:var(--muted);margin:0;font-size:.95rem}.tcocalc-result-box{background:var(--bg);border:2px solid var(--ok);border-radius:var(--radius);padding:20px;margin-top:24px}.tcocalc-result-box p{margin:0;text-align:center}.tcocalc-cta-section{margin-top:48px;padding:40px 32px;background:linear-gradient(135deg,var(--primary) 0%,var(--primary-2) 100%);border-radius:var(--radius-lg);text-align:center}.tcocalc-cta-section h2{font-size:1.5rem;font-weight:700;color:#fff;margin:0 0 12px}.tcocalc-cta-section p{font-size:1.05rem;color:rgba(255,255,255,.9);margin:0 0 20px}.tcocalc-cta-section .tcocalc-btn{background:#fff!important;color:var(--primary)!important;border-color:#fff!important}.tcocalc-cta-section .tcocalc-btn:hover{background:var(--primary-light)!important}@media(max-width:900px){.tcocalc-content-section{padding:24px 20px}}@media(max-width:640px){.tcocalc-wrap{padding:16px 12px}.tcocalc-hero{padding:24px 16px}.tcocalc-hero h1{font-size:1.3rem}.tcocalc-intro__main{font-size:1rem}.tcocalc-card{border-radius:var(--radius)}.tcocalc-header{padding:20px 16px 8px}.tcocalc-form{padding:16px}.tcocalc-grid{gap:12px}.tcocalc-field{grid-column:span 12!important}.tcocalc-content-section{margin-top:32px;padding:20px 16px}.tcocalc-content-section h2{font-size:1.25rem}.tcocalc-step{flex-direction:column;align-items:center;text-align:center}.tcocalc-cta-section{padding:32px 20px}.exec-grid{grid-template-columns:1fr}.tcocalc-kpis{grid-template-columns:1fr}}html{scroll-behavior:smooth}:target{scroll-margin-top:100px}